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Australia’s philanthropists are giving more than ever. So what motivates an individual to donate to charity, and how has our nation’s culture evolved as a result?
Would you like to supersize your super and take full advantage of all those lovely tax benefits that only super can offer? Who wouldn’t? The good news is there are plenty of ways to do this. If you know about them.
Nominating your super beneficiary is something you have most likely been asked to do if you have a superannuation fund.
The key to managing finances after a divorce is getting organised early. This article provides some tips on taking control at the right time.
Market volatility can be a curse or a blessing. It all depends on how ready you are to deal with it.
Being in your 40s often involves balancing different priorities. For example, you may need to care for your ageing parents, grow your career or business, and if you’re a parent, support your children. With all these responsibilities, it’s easy to neglect your own financial wellbeing, including building your longterm savings. But it’s not too late to try secure your future. Here are some tips to help you financially make the most of your 40s.
One of the world’s most admired investors, Warren Buffett, is famous for saying “Don't save what is left after spending; spend what is left after saving.” While this approach may not always be possible, investing even just a small amount regularly can make a big difference over the long term.
Protecting yourself from frivolous creditors and lawsuits is becoming an increasingly common concern. Here we outline some of the ways you can insulate your assets.
An illness or injury can keep you from working and earning. Are you doing enough to protect your income if you’re unable to work?
Take the time to create a budget just for Christmas, so you can enjoy yourself without spending a fortune.
The bank of Mum and Dad has become an important source of funding for young Australians. Research has found that mums and dads are even helping their children to finance business startups.
As theft of financial data becomes more common, securing online accounts and personal information has never been more important.
Too busy to read a book? Learning about the powerful benefits of reading might convince you to make time.
Many Australians choose to work part time after retirement instead of hanging up their work clothes completely. Data from the Australian Bureau of Statistics shows that 34 per cent of full-time workers aged 45 or over intended to switch to parttime work before retiring. Some people choose to lessen their workload to help ease themselves into retirement. Others want a higher income than what they would receive if they left the workforce altogether. Whatever the reason, working doesn’t have to stop you from enjoying retirement. After all, you have paid your dues, and deserve some flexibility and recreation. Here are some ways to help make your semi-retirement more enjoyable.
As you near retirement, you may be considering what to do with the family home and if there are ways you can boost your superannuation savings. Downsizer super contributions may present an opportunity for you to divert savings into your super fund.
Are you affected by the increase in the Age Pension’s qualifying age? Take steps now to avoid getting caught short on retirement income.